When we create an employee benefit plan/profit sharing plan, it is imperative that is affordable, flexible and includes desired thresholds. With cost reduction and efficiency in mind, our team will devise and build a diverse array of investment choices and models that fit the needs of you and your employees. We know that employers want superior performance with reasonable fees. We will work continuously throughout the duration of our client relationship to maintain a balance of cost-to-value benefits in an ever changing environment.
As an owner or executive, you are familiar with the risks associated with your position. A claim can mean income lost, or even closing your doors. This can all be avoided by making sure you have the right coverage in place. It is our job to help facilitate a well thought out insurance plan that will save you money. Whether it is commercial auto, general liability, worker's compensation, or any other coverage, we are here to simplify the process, protect what you've worked so hard for and support your budget.
With the inception of the ACA employer mandate, we are seeing a change in plan offerings, carriers, and inconsistent premiums. We see this change as an opportunity. The landscape of the group health insurance marketplace is as competitive as ever. Businesses are leaving thousands, if not tens of thousands on the table by not shopping their group policy! Our goal is to not only lower cost, but to maintain or improve your current coverage. Supplemental hospital indemnity policies are also part of our extensive portfolio as well.
Our team will help your executives implement strategies to optimize their future(s) through retirement plans, insurance, tax and succession strategies. We will assist the highly compensated retain more capital, as well as plan a secure retirement for executives and their heirs. In many cases, we dovetail the services of our "individual loop" for business owners and key people. This enables us to assist and improve on both fronts of our clients financial lives.